Hey everyone,
Louisville’s weather can be unpredictable—one day it’s sunny, the next we’re dealing with heavy rain, hailstorms, or even tornado warnings. During storm season, the risk of damage to your car goes way up, which is why comprehensive coverage is so important.
Unlike liability insurance, which only covers damage you cause to others, comprehensive helps pay for things like hail damage, falling tree branches, flooding, and even storm-related debris. I’ve seen neighbors get stuck with huge repair bills after a major thunderstorm because they only had basic coverage.
When I recently looked at car insurance quotes in Louisville, KY, the price difference between liability-only and adding comprehensive wasn’t that big—but the protection it gives during our crazy weather months is huge.
Has anyone here ever filed a storm-related claim in Louisville? Did your insurance cover it fully, or were there surprises?
If you’re not sure what your policy covers, it might be time to compare Louisville plans that include strong comprehensive protection for storm season.